Scam Alert: Student Debt ‘Relief’

Field Work September 18, 2018 Scam Alert: Student Debt ‘Relief’ Despite numerous state efforts to crack down on fly-by-night firms falsely claiming to reduce or eliminate young adults’ student loans, new firms keep popping up. Their social media pitches and websites promise borrowers things the companies can’t possibly deliver on. They…

Is Retirement ‘Out Of Reach For Working Americans’?

Credit: Getty Royalty-Free That’s the claim of a new report by the National Institute for Retirement Security (NIRS), titled, appropriately enough, “Retirement in America:  Out of Reach for Working Americans?”  It contains a number of dire statistics.  But how bad are things, really? The report starts with historical context.  Over…

11 Incredible Things To Do in San Cristobal de las Casas, Mexico

It’s easy to see why travellers and creative people from all over the world often find themselves marking San Cristobal de las Casas (San Cristobal) as one of their favourite places to visit in Mexico. If you are looking for a cultural experience filled with art, tradition and colour, then…

August Performance Update (Day 2068): I Will Lose Lots Of Money Soon

My main goal* was to build an investment and cash portfolio of $1,120,000* in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over, and I’ve left my job. In the interest of openness, I’ll continue to share my numbers. One of the…

Retirement Is In Peril For Most Working Class Americans Warns New Report

Retirement is becoming a middle class nightmare as most working Americans have zero retirement account assets, a Washington think tank is warning, Photo credit: Getty Retirement is in peril for most working-class Americans cautions a new report by the National Institute on Retirement Security, a Washington think tank. “The American…

Pulling The Plug: Our 1 Month Digital Detox in Canada

Our travelling and digital nomad lifestyle gives us the opportunity to live and work from anywhere in the world. Because of this, we’ve found ourselves renting stunning accommodations around the globe. From villas in Canggu Bali and Koh Samui Thailand, to apartments in Argentina, Mexico and beyond. We love working…

Choosing Between A Defined Benefit And Defined Contribution Retirement Plan

Mid section of a man reading his pension statement I was recently speaking to a friend who just got a new teaching job and was offered a one-time choice between enrolling in a traditional defined benefit pension plan or receiving a match in a defined contribution plan, such as a…

3 Cheap Funds That Profit From Rising Rates

It’s a question I get from investors all the time (including subscribers to my CEF Insider service): how should I invest when interest rates rise? Because fear of rising rates is common among investors, there’s a hidden trap here: if you react to this worry, you will lose money. Instead,…

Top 41 Places To Visit in Thailand in 2018

Thailand has been a popular tourist destination for many years and although things have changed since the hippie days and $1 beach huts, Thailand still has lots to offer every type of traveller. There are endless places to visit in Thailand, from islands and beaches to cities and villages, this…

5 Big Lessons From the Lehman, Global Economy Meltdown

It’s been a decade since Lehman Brothers went bust and the global economy was gobsmacked. What have we learned? The most obvious lesson is that greed is not good. Everyone from home flippers in Florida to high-powered Wall Street traders hawking crappy mortgage securities were in on this avarice avalanche.…